<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/</loc>
    <lastmod>2025-06-17T13:39:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/working-areas</loc>
    <lastmod>2024-10-01T14:02:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/working-areas/monitoring-systemic-risks</loc>
    <lastmod>2025-06-17T14:29:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/working-areas/monitoring-systemic-risks/monitoring-of-systemic-risks</loc>
    <lastmod>2022-01-06T14:59:28+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/working-areas/countercyclical-capital-buffer</loc>
    <lastmod>2025-06-17T13:36:32+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/working-areas/countercyclical-capital-buffer/qa</loc>
    <lastmod>2021-06-23T15:33:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/working-areas/countercyclical-capital-buffer/qa/qa-activation</loc>
    <lastmod>2020-07-02T10:05:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/working-areas/countercyclical-capital-buffer/qa/qa-increase-to-15-per-cent</loc>
    <lastmod>2020-07-02T10:05:03+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/working-areas/countercyclical-capital-buffer/method</loc>
    <lastmod>2024-03-22T16:19:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/working-areas/countercyclical-capital-buffer/previous-method</loc>
    <lastmod>2024-09-30T14:58:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/working-areas/the-systemic-risk-buffer</loc>
    <lastmod>2025-06-17T13:36:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/working-areas/the-systemic-risk-buffer/considerations-when-setting-a-sector-specific-systemic-risk-buffer-for-exposures-to-commercial-real-estate-companies</loc>
    <lastmod>2024-04-26T17:14:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/working-areas/housing-loan-risks</loc>
    <lastmod>2025-06-23T16:59:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/working-areas/housing-loan-risks/conference-about-the-real-estate-market-november-2016</loc>
    <lastmod>2020-07-02T10:05:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/working-areas/housing-loan-risks/qa</loc>
    <lastmod>2021-06-23T15:34:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/working-areas/housing-loan-risks/temperaturkort-og-initiativer-maalrettet-ejendomsmarkedet-engelske</loc>
    <lastmod>2024-03-27T19:34:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/working-areas/reciprocation-of-macroprudential-measures</loc>
    <lastmod>2023-12-12T13:01:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/working-areas/faroe-islands</loc>
    <lastmod>2025-06-17T13:37:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/working-areas/faroe-islands/analysis-of-requirements-for-faroese-banks</loc>
    <lastmod>2020-09-29T13:16:23+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/working-areas/faroe-islands/general-systemic-bufer-in-the-faroe-islands</loc>
    <lastmod>2025-01-10T11:33:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/working-areas/greenland</loc>
    <lastmod>2025-06-17T13:37:30+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/working-areas/data</loc>
    <lastmod>2025-06-23T17:00:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/statements</loc>
    <lastmod>2024-06-27T16:41:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/statements/press-releases</loc>
    <lastmod>2025-06-17T13:38:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/statements/observations</loc>
    <lastmod>2021-12-14T13:03:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/statements/warnings</loc>
    <lastmod>2020-07-02T10:04:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/statements/recommendations</loc>
    <lastmod>2021-06-29T09:35:23+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/about-the-council</loc>
    <lastmod>2024-06-27T16:26:36+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/about-the-council/members-of-the-council</loc>
    <lastmod>2025-05-23T15:08:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/about-the-council/judicial-framework-for-the-council</loc>
    <lastmod>2025-04-01T14:01:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/about-the-council/the-councils-work</loc>
    <lastmod>2025-04-01T14:15:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/about-the-council/background-for-establishment-of-the-council</loc>
    <lastmod>2025-04-01T14:01:30+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/about-the-council/cookies-and-privacy-policy</loc>
    <lastmod>2023-03-09T17:16:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news</loc>
    <lastmod>2020-07-02T10:04:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2013</loc>
    <lastmod>2020-07-02T10:04:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2013/june</loc>
    <lastmod>2020-07-02T10:05:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2013/june/press-release-after-the-second-meeting</loc>
    <lastmod>2024-09-03T11:55:28+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2013/june/recommendation-on-phasing-in-of-capital-requirements-legislation-in-denmark</loc>
    <lastmod>2022-01-11T16:35:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2013/september</loc>
    <lastmod>2020-07-02T10:05:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2013/september/press-release-after-the-third-meeting</loc>
    <lastmod>2024-09-03T11:55:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2014</loc>
    <lastmod>2020-07-02T10:04:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2014/january</loc>
    <lastmod>2020-07-02T10:05:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2014/january/press-release-after-fourth-meeting</loc>
    <lastmod>2024-09-03T11:54:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2014/march</loc>
    <lastmod>2020-07-02T10:05:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2014/march/press-release-after-fifth-meeting</loc>
    <lastmod>2024-09-03T11:54:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2014/june</loc>
    <lastmod>2020-07-02T10:05:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2014/june/press-release-after-sixth-meeting</loc>
    <lastmod>2024-09-03T11:54:31+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2014/september</loc>
    <lastmod>2020-07-02T10:05:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2014/september/press-release-after-seventh-meeting</loc>
    <lastmod>2024-09-03T11:54:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2014/september/observation-low-interest-rates-and-build-up-of-systemic-risks</loc>
    <lastmod>2022-01-11T15:56:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2014/september/recommendation-restriction-of-deferred-amortisation-on-mortgage-loans</loc>
    <lastmod>2022-01-11T16:28:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2014/december</loc>
    <lastmod>2020-07-02T10:05:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2014/december/press-release-after-eighth-meeting</loc>
    <lastmod>2024-09-03T11:54:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2015</loc>
    <lastmod>2020-07-02T10:04:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2015/march</loc>
    <lastmod>2020-07-02T10:05:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2015/march/press-release-after-ninth-meeting</loc>
    <lastmod>2024-09-03T11:53:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2015/march/observation-low-interest-rates-and-build-up-of-systemic-risks</loc>
    <lastmod>2022-01-11T15:52:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2015/june</loc>
    <lastmod>2020-07-02T10:05:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2015/june/press-release-after-tenth-meeting</loc>
    <lastmod>2024-09-03T11:53:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2015/september</loc>
    <lastmod>2020-07-02T10:05:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2015/september/press-release-after-eleventh-meeting</loc>
    <lastmod>2024-09-03T11:53:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2015/december</loc>
    <lastmod>2020-07-02T10:05:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2015/december/press-release-after-twelfth-meeting</loc>
    <lastmod>2024-09-03T11:53:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2016</loc>
    <lastmod>2020-07-02T10:04:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2016/march</loc>
    <lastmod>2020-07-02T10:05:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2016/march/press-release-after-thirteenth-meeting</loc>
    <lastmod>2024-09-03T11:52:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2016/june</loc>
    <lastmod>2020-07-02T10:05:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2016/june/press-release-after-fourteenth-meeting</loc>
    <lastmod>2024-09-03T11:52:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2016/september</loc>
    <lastmod>2020-07-02T10:05:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2016/september/press-release-after-fifteenth-meeting</loc>
    <lastmod>2024-09-03T11:52:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2016/september/warning-about-systemic-financial-risks-buillding-up-in-the-faroe-islands</loc>
    <lastmod>2022-01-11T16:01:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2016/december</loc>
    <lastmod>2020-07-02T10:05:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2016/december/press-relaese-after-sixteenth-meeting</loc>
    <lastmod>2024-09-03T11:52:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2017</loc>
    <lastmod>2020-07-02T10:04:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2017/march</loc>
    <lastmod>2020-07-02T10:05:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2017/march/press-release-after-17th-meeting</loc>
    <lastmod>2024-09-03T11:51:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2017/march/recommendation-on-activation-of-the-systemic-risk-buffer-in-the-faroe-islands</loc>
    <lastmod>2022-01-11T16:21:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2017/march/recommendation-on-limiting-risky-loan-types-at-high-levels-of-indebtedness</loc>
    <lastmod>2022-01-11T16:18:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2017/june</loc>
    <lastmod>2020-07-02T10:05:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2017/june/press-release-after-18th-meeting</loc>
    <lastmod>2024-09-03T11:51:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2017/september</loc>
    <lastmod>2020-07-02T10:05:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2017/september/press-release-after-19th-meeting</loc>
    <lastmod>2024-09-03T11:51:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2017/november</loc>
    <lastmod>2020-07-02T10:05:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2017/november/revised-method-for-the-countercyclical-capital-buffer</loc>
    <lastmod>2020-07-02T10:05:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2017/december</loc>
    <lastmod>2020-07-02T10:05:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2017/december/press-release-after-20th-meeting</loc>
    <lastmod>2024-09-03T11:51:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2017/december/recommendation-on-activation-of-the-countercyclical-capital-buffer</loc>
    <lastmod>2022-01-11T16:13:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2018</loc>
    <lastmod>2020-07-02T10:04:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2018/april</loc>
    <lastmod>2020-07-02T10:05:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2018/april/recommendation-on-the-increase-of-the-systemic-risk-buffer-rate-in-the-faroe-islands</loc>
    <lastmod>2022-01-11T16:09:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2018/april/press-release-after-21th-meeting</loc>
    <lastmod>2024-09-03T11:50:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2018/june</loc>
    <lastmod>2020-07-02T10:05:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2018/june/press-release-after-22nd-meeting</loc>
    <lastmod>2024-09-03T11:50:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2018/september</loc>
    <lastmod>2020-07-02T10:05:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2018/september/recommendation-increase-of-the-countercyclical-capital-buffer-rate</loc>
    <lastmod>2022-01-11T16:30:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2018/september/press-release-after-23rd-meeting</loc>
    <lastmod>2024-09-03T11:50:32+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2018/december</loc>
    <lastmod>2020-07-02T10:05:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2018/december/press-release-after-24th-meeting</loc>
    <lastmod>2024-09-03T11:49:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2019</loc>
    <lastmod>2020-07-02T10:04:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2019/march</loc>
    <lastmod>2020-07-02T10:05:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2019/march/press-release-after-the-25th-meeting</loc>
    <lastmod>2024-09-03T11:50:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2019/march/increase-of-the-countercyclical-capital-buffer-rate</loc>
    <lastmod>2022-01-11T16:28:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2019/june</loc>
    <lastmod>2020-07-02T10:05:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2019/june/press-release-after-the-26th-meeting</loc>
    <lastmod>2024-09-03T11:48:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2019/october</loc>
    <lastmod>2020-07-02T10:05:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2019/october/press-release-after-the-27-meeting</loc>
    <lastmod>2024-09-03T11:48:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2019/october/increase-of-the-countercyclical-capital-buffer-rate</loc>
    <lastmod>2022-01-11T16:29:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2019/december</loc>
    <lastmod>2020-07-02T10:05:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2019/december/press-release-after-the-28th-meeting</loc>
    <lastmod>2024-09-03T12:07:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2020</loc>
    <lastmod>2020-07-02T10:04:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2020/march</loc>
    <lastmod>2020-07-02T10:04:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2020/march/press-release-on-changing-the-criteria-for-sifi-designation-in-the-faroe-islands</loc>
    <lastmod>2020-07-02T10:05:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2020/march/changing-the-criteria-for-sifi-designation-in-the-faroe-islands</loc>
    <lastmod>2020-07-02T10:05:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2020/march/temporary-reduction-of-capital-requirements-in-the-faroe-islands</loc>
    <lastmod>2025-01-09T12:12:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2020/june</loc>
    <lastmod>2020-07-02T10:04:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2020/june/press-release-after-the-29th-meeting</loc>
    <lastmod>2024-09-03T12:06:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2020/september</loc>
    <lastmod>2020-09-29T10:30:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2020/september/press-release-after-the-30th-meeting</loc>
    <lastmod>2024-09-03T12:06:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2020/december</loc>
    <lastmod>2020-12-15T10:35:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2020/december/press-release-after-the-31st-meeting</loc>
    <lastmod>2024-09-03T12:06:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2020/december/the-systemic-risk-council-encourages-danish-institutions-to-restrict-pay-outs</loc>
    <lastmod>2020-12-18T15:22:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2021</loc>
    <lastmod>2021-03-23T11:16:33+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2021/march</loc>
    <lastmod>2021-03-23T11:51:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2021/march/press-release-after-the-32nd-meeting</loc>
    <lastmod>2024-09-03T12:03:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2021/june</loc>
    <lastmod>2021-06-20T19:46:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2021/june/reactivation-of-the-countercyclical-capital-buffer</loc>
    <lastmod>2022-04-06T11:10:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2021/june/limitation-of-access-to-interest-only-loans-for-highly-indebted-borrowers</loc>
    <lastmod>2021-06-29T09:38:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2021/june/press-release-after-33rd-meeting</loc>
    <lastmod>2024-09-03T12:03:32+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2021/september</loc>
    <lastmod>2021-09-28T09:40:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2021/september/press-release-after-34th-meeting</loc>
    <lastmod>2024-09-03T12:03:24+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2021/september/follow-up-on-recommendation-from-the-systemic-risk-council</loc>
    <lastmod>2022-03-29T10:03:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2021/december</loc>
    <lastmod>2021-12-09T10:31:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2021/december/press-release-after-35th-meeting</loc>
    <lastmod>2024-09-03T12:03:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2021/december/activation-of-countercyclical-capital-buffer-on-the-faroe-islands</loc>
    <lastmod>2022-03-29T10:53:31+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2021/december/increase-of-the-countercyclical-capital-buffer</loc>
    <lastmod>2022-03-29T09:45:23+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2022</loc>
    <lastmod>2022-03-23T14:06:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2022/march</loc>
    <lastmod>2022-03-23T14:06:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2022/march/press-release-after-the-36th-meeting</loc>
    <lastmod>2024-09-03T12:03:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2022/march/increase-of-the-countercyclical-capital-buffer-</loc>
    <lastmod>2022-11-28T14:12:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2022/june</loc>
    <lastmod>2022-06-21T10:35:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2022/june/press-release-after-37-meeting</loc>
    <lastmod>2024-09-03T12:02:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2022/september</loc>
    <lastmod>2022-09-27T09:04:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2022/september/the-growing-prevalence-of-variable-rate-mortgages-with-deferred-amortisation-contributes-to-the-build-up-of-risk</loc>
    <lastmod>2022-09-27T12:28:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2022/september/press-release-after-38-meeting</loc>
    <lastmod>2024-09-03T12:02:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2022/december</loc>
    <lastmod>2022-12-19T15:39:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2022/december/press-release-after-39th-meeting</loc>
    <lastmod>2024-09-03T12:02:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2023</loc>
    <lastmod>2023-03-21T12:15:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2023/march</loc>
    <lastmod>2023-03-21T12:15:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2023/march/press-release-after-40th-meeting</loc>
    <lastmod>2024-09-03T12:02:28+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2023/june</loc>
    <lastmod>2023-06-13T13:25:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2023/june/press-release-after-41st-meeting</loc>
    <lastmod>2024-09-03T12:02:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2023/december</loc>
    <lastmod>2023-12-12T09:44:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2023/december/press-release-after-43rd-meeting</loc>
    <lastmod>2024-09-03T12:02:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2023/october</loc>
    <lastmod>2023-10-02T16:33:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2023/october/activation-of-a-sector-specific-systemic-risk-buffer-for-corporate-exposures-to-real-estate-companies</loc>
    <lastmod>2024-03-27T17:33:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2023/october/press-release-after-42nd-meeting</loc>
    <lastmod>2024-09-03T12:01:23+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2024</loc>
    <lastmod>2024-04-09T12:58:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2024/april</loc>
    <lastmod>2024-04-09T12:58:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2024/april/press-release-after-44-meeting</loc>
    <lastmod>2024-09-03T11:43:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2024/june</loc>
    <lastmod>2024-06-07T12:45:30+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2024/june/follow-up-on-the-decision-by-the-minister-for-industry-business-and-financial-affairs-to-activate-a-sector-specific-systemic-risk-buffer-for-corporate-exposures-to-real-estate-companies</loc>
    <lastmod>2024-06-07T13:15:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2024/june/increase-in-the-systemic-risk-buffer-rate-of-the-faroe-islands</loc>
    <lastmod>2024-06-27T16:45:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2024/june/press-release-after-45-meeting</loc>
    <lastmod>2024-09-03T12:00:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2024/october</loc>
    <lastmod>2024-10-01T12:40:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2024/october/press-release-after-46th-meeting</loc>
    <lastmod>2024-12-10T11:08:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2024/october/activation-of-the-countercyclical-capital-buffer-in-greenland-</loc>
    <lastmod>2024-10-01T14:18:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2024/december</loc>
    <lastmod>2024-12-10T11:05:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2024/december/press-release-after-47th-meeting</loc>
    <lastmod>2024-12-10T13:09:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2025</loc>
    <lastmod>2025-04-01T10:50:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2025/april</loc>
    <lastmod>2025-04-01T10:50:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2025/april/press-release-after-48-meeting</loc>
    <lastmod>2025-04-01T14:22:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2025/june</loc>
    <lastmod>2025-06-17T12:49:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news/2025/june/press-release-after-49-meeting</loc>
    <lastmod>2025-06-17T13:38:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/news-subscription</loc>
    <lastmod>2021-03-09T14:21:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/contact</loc>
    <lastmod>2020-07-02T10:04:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/page-not-found</loc>
    <lastmod>2020-07-02T10:04:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/system-error</loc>
    <lastmod>2020-07-02T10:04:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/find</loc>
    <lastmod>2020-07-02T10:04:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://mig.systemicriskcouncil.gopublic.dk/cookies</loc>
    <lastmod>2026-06-03T19:29:16+00:00</lastmod>
  </url>
</urlset>